As Northampton city councilors were throwing up their hands in despair (much like the motorists) experts have pointed out how many of these issues are connected. The high cost of parking and a relative dearth of car park spaces leads to people parking cars in less well lit and protected areas and thus leads to greater car crime, whilst parking on the road side leads to the greater risk of cars being clipped by passing vehicles and, therefore, suffering damage.
If you happen to live in one of these locations, there isn’t an enormous amount you can do to reduce the costs of your policy, in many cases the premiums are worked out on average statistics across the whole area. However, something as simple as getting an immobilizer for your steering wheel can save more money over a single year than it cost in the first place. Similarly, if you can find off-road parking, even if you perhaps have to pay for it, you can save more money on your car insurance than you spend on renting a garage.
Another thing that might save you money if you live in an expensive area for car insurance is to consolidate some of your services. If you think you are likely to suffer car crime or theft, it might be a good idea to try an insurance company like Kwik Fit Insurance who offer discounted replacements and repairs along with the costs of your policy. Take a look at their site for a car insurance quote – it’s probably cheaper than moving house.